Choose the right lender carefully, be it a bank or a non-bank entity, like mortgage companies. Weigh your options. Different lenders have different products for boise homes. Examine what they have to offer. Give full consideration to the features of the loan, interest rates and fee structure.Look beyond the interest rates. Do not grab a loan just because interest rates are low. A sound home loan tip is to look at the loan holistically. Check out the total package and the conditions that apply. Consider all fees and charges in connection with the loan like exit fees, etc. Then, do your own calculation to determine which option gives you the best deal in totality.